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Employers Liability
Why
This is a Legal requirement in the UK. Insurance
is arranged to cover the legal liability of the business
for injury or disease to employees arising out of or
in the course of their employment.
Who
Cover is included for employees, trainees, agency staff,
work experience personel and labour only sub contractors.
When
Whenever a master servant relationship is established
cover should be arranged. Labour only sub contractors
enjoy the same rights as employees in respect of injury
at work. If you tell a subcontractor what to do and
how to do it legal responsibility is created.
What Limit
The Insurance Industry provides £10 Million
Limit of Indemnity as standard with the option for higher
Limits for those contractors with large workforces.
Cost
The cost of insurance is based upon a number of factors.
These include:
- types of projects and tasks undertaken
- the number of manual employees
- manual wage roll of the business including payments
to labour only
- the types of premises worked on
- high risk locations - power stations, chemical works,
etc
- claims experience
For further information and a quotation please e
mail us or telephone on 01634 862525
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