KBB Retailers / Installers

The responsibilities upon Kitchen, Bathroom and Bedroom (KBB)companies seem to increase year after year.New employment legislation,raised Health &Safety standards and ever more demanding public all add tothe responsibilities and potential liabilities of KBB companies.

We live in an increasingly litigious society with people more and more willingto resort to legal action to resolve disputes.UK Special Risks have launcheda tailor-made insurance package for the KBB industry which we believeoffers the widest cover available for the UK.

Advantages

• Wide cover:exclusive policy for KBB
• Tailored to your specific needs
• Transparent policy terms
• Total confidentiality for any claims arising
• Underwritten by one of the UK’s leading insurers
• Dedicated account manager
• Specialist broker;expert knowledge

The Policy has three main sections:

Business Risks Insurance
The policy cover includes:

• All risks cover on showroom displays, stock, fixtures, fittings, computerequipment and tools
• Business interruption –loss of income/profit following damage to yourpremises
• Glass breakage
• Goods in transit
• Money and personal accident following assaul
• Employers liability to £10 Million
• Public/product liability £2 Million or £5 Million
• Work away extension for the wide range of trades engaged includingplumbing, carpentry, gas fitters, tilers, elecricians, flooring contractorsetc.
• Work away for directly employed, labour only and bona-fide sub-contractors.

The policy will be tailored to your own specific requirements.

Health & Safety Advice Line
The retailer also has overall responsibility for installation and compliancewith Health & Safety on site.Access to a Health & Safety telephone adviceline enables you to pick the brains of qualified consultants who haveexpertise in your and in the construction industries.

Contract and Employment Legal Expenses

• 24 hours a day, 7 days a week unlimited access to legal advisors
• Legal defence costs of employment related disputes
• Awards tribunal
• Inland Revenue investigations and VATtribunals
• Legal defence costs of contract including construction contract disputes